Consider hiring an accident attorney if any of the following apply to you.
Auto Accident Injuries
Severe Injuries
Generally, the severity of your personal injuries is measured by the:
- Type of injury (or injuries) you've sustained.
- Length of time it takes (or will take) for you to recover.
- Cost of medical bills (and any other therapeutic procedures) you've incurred.
- This also can include the estimated cost of future medical procedures.
Long-Term or Permanently Disabling Injuries
Generally speaking, a long-term injury is one that lasts for around a year or longer, while a permanent injury is one that disables you for life. These types of personal injuries seriously affect your ability to become and stay employed—not to mention the quality of your life.
Proving long-term and permanently disabling injuries can be tricky business, and your personal injury attorney probably will consult with each medical professional you've seen. He or she even might request the presence of your medical professionals during any legal proceedings.
Disputed Liability
When an insurance company disputes its policyholder's liability for the car crash, the company is basically saying that the policyholder is not at fault (or is at least claiming you don't have enough proof of fault) and, therefore, the insurance company is not responsible for paying for your damages.
An accident attorney will help you provide this proof and show that the other party was indeed at fault.
Refusal to Pay
Refusal to pay (which can but doesn't necessarily stem from a disputed liability) or refusal to pay a fair amount is when an insurance company outright won't make a fair settlement offer—or any offer at all.
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